THE 121 WAY! is World´s 1st Online Lending Marketplace for Very Short Term Working Capital Finance. We connect borrowers in need of short term funds to lenders (NBFC’s and Banks). We offer flexible tenures starting from day one at market driven interest rates.

121 is all about Speed, Flexibility, Transparency and Ease for Working Capital Business Finance.


Why Us is an Online Lending Marketplace purely for Very Short Term Business Finance! A venture created by thoroughly experienced and seasoned finance professionals who have collaborated to build World´s 1st online lending marketplace for very short term Working Capital Finance.


Gaining short term Business Finance couldn’t be easier. Instant finance is now just a click away.


Why bother with the tedious bank visits when you can smartly manage your business finances online.


We offer a technologically secured, organised and process driven solution to manage your finances in a secured, reliable and verified manner.


Both borrowing and lending formats are customisable. You pick your priorities and we match them with the most appropriate options for you.


Gaining short term Business Finance couldn’t be easier. Instant finance is now just a click away.

Crystal Clear

Absolute transparency at all stages of transaction. You can control and manage all steps, processes and documentations with online access.

Working Capital For You gives you the much needed benefit of a reliable and well managed financial framework to address all your working capital needs like -

  • Encashing specials/special discounts from your key vendors
  • Sudden seasonal market demands
  • Bridging finance arrangements
  • Using as margin money
  • Invoice/bill discounting
  • Executing some special sales order is an online lending platform, which offers you the benefits of digital finance on most reliable and secured business borrowers, with a short term horizon.

What´s more? The world's first online marketplace for Very Short Term Working Capital Finance enables you to customise your options for repayments, tenures, etc.. is neither a bank nor a traditional finance company, it is a FinTech service provider to NBFC’s/Banks, help them originate and manage the entire lifecycle of loan.

World First online marketplace for Very Short Term


Just like our name, we build a one to one connection with Banks/NFC’s and borrowers and manage the entire loan lifecycle, right from origin, to offer, from documentation, to recovery and all in between. Our charges are based on intermediation and is a mix of fixed charges and variable charges. is all about most optimum utilisation of Short Term Funds !

121 Business Finance


We arrange finance with flexible repayment terms on a mutual basis wherein the borrower can request for loans for a span of 1 to 90 days with the entry level ticket size starting at Rs. 5 lakh.


When it comes to actuating the trust factor with respect to short term business finance, presents a credible and customised framework which works in your favour. is unlike any traditional money lending source which has an exorbitant and often unqualified finance terms and interest rates. This online marketplace is radically different from a bank, which is primarily focused on engaging you for a longer period of time and cannot give you access to “short term” finance in a really short time!

RACE® Risk Assessment & Credit Eligibility -

RACE assigns a 121 Score and Credit Limit to each borrower. In case the borrower is not satisfied with his limit, he can submit more supporting documents to substantiate it.

RADAR® Real Time Access & Data Analysis Reporting -

The platform acts as monitoring tool which determines the finance patterns of the borrower. The borrower’s ability to pay is actuated considering repayment patterns of the past borrowed funds and also the finance status whether he owes money to any lender or not.


Generating leads for lenders & borrowers through various digital and non-digital channels, we undertake the following steps:


This involves the KYC as per the RBI and all international guidelines for Terror Funding; Anti Money Laundering etc.


The borrower submits various documents online which are then assessed by our RACE team and Credit Limit and scores are assigned to the borrower.


Eligible Borrower requirements are matched with suitable lenders and the entire process from documentation to repayment follows online.


Registered Office

508, Neelkanth, 1, Bhawani Singh Road, C-Scheme, Jaipur 302001, INDIA, is a Registered Trademark. All Rights Reserved.

Copyright © 2015- Lending Solutions India Private Limited.