BUSINESS FINANCE REDEFINED
THE 121 WAY!

121BusinessFinance.com is World´s 1st Online Marketplace for Working Capital Finance. We connect borrowers in need of short term funds, to lenders who have surpluses available for short term deployment. We offer flexible tenures starting from day one at market driven interest rates.

121 is all about Speed, Flexibility, Transparency and Ease for Working Capital Business Finance.

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Why Us

121BusinessFinance.com is a Peer to Peer lending portal purely for Short Term Business Finance! A venture created by thoroughly experienced and seasoned finance professionals who have collaborated to build World´s 1st online marketplace for short term Working Capital Finance.

Swift

Gaining short term Business Finance couldn’t be easier. Instant finance is now just a click away.

Smart

Why bother with the tedious bank visits when you can smartly manage your business finances online.

Secure

We offer a technologically secured, organised and process driven solution to manage your finances in a secured, reliable and verified manner.

Customised

Both borrowing and lending formats are customisable. You pick your priorities and we match them with the most appropriate options for you.

Concerned

121 doesn’t just help alleviate your funding issues, it also counsels and guides you with our expertise and supervised guidance formats to ensure you have the best benefits.

Crystal Clear

Absolute transparency at all stages of transaction. You can control and manage all steps, processes and documentations with online access.

Working Capital For You

121BusinessFinance.com gives you the much needed benefit of a reliable and well managed financial framework to address all your working capital needs like-

  • Encashing specials/special discounts from your key vendors
  • Sudden seasonal market demands
  • Bridging finance arrangements
  • Using as margin money
  • Invoice/bill discounting
  • Executing some special sales order
121BusinessFinance.com is an online lending platform, which offers you the benefits of both digital finance and peer to peer lending on most reliable and secured business borrowers, with a short term horizon.

What´s more? The world's first online marketplace for Working Capital Finance enables you to change your profile from a qualified borrower to an affiliate lender and vice-versa.

121BusinessFinance.com is neither a bank nor a traditional finance company.

It's the WORLD´S 1st ONLINE MARKETPLACE FOR
WORKING CAPITAL FINANCE

WHAT´S OUR BUSINESS FINANCE MODEL?

Just like our name, we build a one to one connection with lenders and borrowers and manage the entire loan lifecycle, right from origin, to offer, from documentation, to recovery and all in between. Our charges are based on intermediation, both from Lenders and Borrowers and is a mix of fixed charges and variable charges.

121BusinessFinance.com is all about most optimum utilisation of Short Term Funds!

121 Business Finance

THE ´SHORT´ TERM FINANCE AND ENTRY SIZE

We arrange finance with flexible repayment terms on a mutual basis wherein the borrower can request for loans for a span of 1 to 90 days with the entry level ticket size starting at Rs. 5 lakh.

TRUSTED CREDIBILITY SYSTEM

When it comes to actuating the trust factor with respect to short term business finance, 121BusinessFinance.com presents a credible and customised framework which works in your favour. 121BusinessFinance.com is unlike any traditional money lending source which has an exorbitant and often unqualified finance terms and interest rates. This online marketplace is radically different from a bank, which is primarily focused on engaging you for a longer period of time and cannot give you access to “short term” finance in a really short time!

RACE® Risk Assessment & Credit Eligibility -

RACE assigns a 121 Score and Credit Limit to each borrower. In case the borrower is not satisfied with his limit, he can submit more supporting documents to substantiate it.

RADAR® Real Time Access & Data Analysis Reporting -

The platform acts as monitoring tool which determines the finance patterns of the borrower. The borrower’s ability to pay is actuated considering repayment patterns of the past borrowed funds and also the finance status whether he owes money to any lender or not.

PROCESS

Generating leads for lenders & borrowers through various digital and non-digital channels, we undertake the following steps:

SCREENING

This involves the KYC as per the RBI and all international guidelines for Terror Funding; Anti Money Laundering etc.


LENDING COMPLIANCE

The borrower submits various documents online which are then assessed by our RACE team and Credit Limit and scores are assigned to the borrower.


TRADE DESK

Eligible Borrower requirements are matched with suitable lenders and the entire process from documentation to repayment follows online.
 
 
 
 

CONTACT US

Registered Office

508, Neelkanth, 1, Bhawani Singh Road, C-Scheme, Jaipur 302001, INDIA

121BusinessFinance.com, is a Registered Trademark. All Rights Reserved.

Copyright © Lending Solutions India Private Limited.